By 2026, small businesses face a familiar wall: premiums keep climbing while...

https://wiki-burner.win/index.php/The_Burden_of_Choice:_When_Small_Business_Benefits_Become_a_DIY_Project

By 2026, small businesses face a familiar wall: premiums keep climbing while our group size gives us zero leverage with major insurers. It’s getting harder to justify standard plans that drain the budget and offer little flexibility