Everyone says to plan ahead but

https://sethtjaz197.juniperbrief.com/posts/how-to-choose-a-law-firm-in-omaha-what-to-ask-before-you-hire-3

Everyone says to plan ahead, but it really takes a scare to make people act. For us it was a car accident last winter. Nobody was seriously hurt, but it made us realize how unprepared we were