Freelancers can use a Rolex as collateral to cover the stretch between client...

https://quebeck-wiki.win/index.php/Can_I_Reclaim_My_Rolex_Immediately_After_Paying_Off_the_Loan%3F

Freelancers can use a Rolex as collateral to cover the stretch between client payments without selling the watch. A lender may offer about 30% of its value, giving them short-term cash to handle bills while the next invoice clears.