Listen without rushing to fix things, ask what would help, and offer one...

https://wiki-view.win/index.php/What_Boundaries_Should_I_Set_If_My_Loved_One_Keeps_Asking_for_Money%3F

Listen without rushing to fix things, ask what would help, and offer one practical step. You could say, “Want me to sit with you while you call?” Care and boundaries can coexist. Support may take more than one conversation, so check in again.