Coverage Validity Depends on Toilet Damage Classification as Sudden or Gradual
https://precisionemergencyplumbernearatouchwithcare2088.zenbloomer.com/posts/copper-versus-pex-pricing-reveals-whether-your-emergency-plumber-quotes-are-fair-2
\nA cracked toilet qualifies as an emergency under insurance policy language when the damage results from sudden, accidental discharge rather than gradual wear or neglect