Planning for a big family bill? Keep separate savings pots for the cost and...

https://papa-wiki.win/index.php/Should_I_ever_skip_insurance_payments_to_afford_a_big_expense%3F

Planning for a big family bill? Keep separate savings pots for the cost and your emergency buffer. Stress-test your budget with an awkward month, such as a car repair or reduced pay, so you know what you can afford before committing.