Small businesses can shop off-exchange through a broker or directly with an...

https://mylesssmartop-eds.cloudhinter.com/posts/small-business-health-insurance-without-an-hr-department-practical-tips

Small businesses can shop off-exchange through a broker or directly with an insurer, comparing small-group plans and costs. Before choosing, check that employees’ doctors, hospitals, and prescriptions are covered by the plan’s network.